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    Is it cheaper to rent or buy in Brisbane?

    Enter the property price, your deposit, expected rent and years to compare. We estimate the monthly cost of each path and the equity you would build if you buy.

    Buying (monthly)
    $4,582
    Renting (monthly)
    $2,817
    Total rent over 7y
    $236,600
    Total buying cost over 7y
    $384,926

    Estimated equity built if you buy

    $506,419

    Based on 4% p.a. growth, $1,118,542 future value, $612,123 loan remaining.

    General estimate only, seek advice from a qualified accountant or financial adviser.

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    Common questions

    Is it better to rent or buy in Brisbane?

    It depends on how long you stay, capital growth and your lifestyle. Buying typically wins over 7 years or more when growth exceeds interest costs. Renting is more flexible short term.

    What growth rate should I use?

    Brisbane south suburbs have averaged 5 to 8% per year over the last decade, though growth is not linear. Use a conservative 3 to 4% for a stress test.

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